Battery Recycling Factory Fire

Battery Recycling Insurance

Fire at battery recycling factory in Campbellfield causing millions of dollars in property damage

Loud explosions have echoed through Campbellfield in Melbourne’s north this morning after a battery recycling factory went up in flames.

More than 70 firefighters have been battling the blaze on Sydney Road, which broke out just before 4:30am (AEST).

The cause of the fire is under investigation but it clearly shows the importance of strict risk management procedures with each insured premises is the key to help authorities and reducing risk of larger fire insurance claims.

Battery Recycling Insurance is available in the market and we work closely with industry participants to provide Battery Recycling Insurance solutions.

Battery Recycling
Battery Recycling Fire

We also extend our coverage to help the E-Waste sector deal with the insurance issues they are also facing due to ongoing large fire claims across the industry.

Contact LAI Insurance Brokers today to see how we can assist you obtain recycling industry insurance for the Battery & E-Waste sectors.

Call Cameron on 0421783011 to discuss your insurance requirements 



Image courtesy of ABC Article:





Waste Insurance

If you’re in the business of waste management and recycling, you face a range of risks other businesses don’t when organising Waste Insurance coverage.

Finding the right insurance solution can be difficult. That’s why LAI Insurance Insurance Brokers takes the time to understand your business and works closely with industry specialists to ensure you’re not left exposed.

Placing your waste insurance in the Australian market can be difficult that’s why LAI Insurance Brokers have developed an arrangement with specialty international insurance markets and can source cover for a wide range of businesses, including:

  • Land fill sitesWaste Insurance
  • Recycling stations
  • Waste management facilities
  • Greenwaste Convertors
  • Skip operators
  • Transfer stations
  • Paper & Cardboard Recyclers
  • Security Document Shredders

How we can help

Not having the right insurance in place could be disastrous. A specialist policy will take account of the nature of your business and the specific risks you’re exposed to, including cover for:

Fire & Perils for loss caused by fire, lightning, explosion/implosion, storm, impact

Public liability for claims made by third parties for personal injury or damage to their property

Employers’ liability for the cost of legal action and any compensation resulting from an employee claim for work-related illness or injury

Business interruption to ensure your income is protected if you’re unable to operate at full capacity

Plant and machinery to replace damaged equipment or cover the cost of repair

We’re here for you

Speak to LAI Insurance Brokers for all your Waste insurance queries.

Contact us today for more information about how we can help you.


Waste Management Insurance & Recycling Insurance Premiums Increase

Waste management & recycling industry insurance premiums set for large increases after major fires.

Major fire incidents at waste recycling facilities in NSW and VIC in the past week have highlighted the need for stringent risk mitigation procedures to be adopted by all businesses in the sector.

A recent factory fire at the SKM recycling plant on the outskirts of Melbourne occurred on the 28th of February.

The blaze took more than 6 hours to bring under control with smoke from the blaze blanketing Melbourne’s outer northern suburbs with at least one person to seeking medical assistance as a result.Waste Management Insurance

Another recent fire occurred at the SUEZ Chullora Resource Recovery Park which is located in south-west Sydney,

The blaze saw over 100 firefighters on scene attempting to contain the fire, with a number of nearby businesses and homes evacuated. The smoke was visible up right across Sydney with reports as up smoke sights over 25km away from the fire.

LAI Insurance brokers Waste Management Insurance & Recycling Insurance clients utilise market leading risk management reporting indictors to help ensure them against such incidents occurring.

We recommend Waste & Recycling businesses use the incidents as an impetus to ensure they’re following best practice and ensure their machinery is regularly maintained by qualified technicians to help prevent one of the key causes of fires in the sector.

If you are seeing large increases on your insurance renewal premiums be prepared to seek alternative options as we’ve seen a number of clients in the sector receiving increases of over 50% even if they haven’t had a claim themselves.

Let’s Talk

If you would like an alternative quote talk to Cameron Lloyd our Waste & Recycling Insurance expert directly on 0421 783 011 or email on

Waste Management Risks

Waste Management Insurance & Risk Management

Waste Management Insurance & Risk Management plays a crucial role in the management of a waste facility.Waste Management Insurance

The way the plant is run is highly regulated by local authorities, but the insurer may also have relevant advice on how the plant needs to be set up and managed with a particular focus on insurable hazards.

There are many ways to organise a waste management facility to help minimise the insurance premium costs.

The actions recommended by insurers can affect the safety of the plant, its employees, the environment, and the surrounding local area – usually in a very positive way!

When negotiating your insurance renewal minimising the risks associated with running the waste management facility is always the best way to keep insurance premiums as low as possible.

Have you considered these key risks associated with your waste management facilities?


Insurance premiums are affected by the likelihood of having a fire, and the speed and effectiveness of fire protection systems, like fire alarms, automatic sprinkler systems, and other special extinguishing systems. This cover is usually the most significant cost to your business.

Dust, Ignition, & Explosions

Waste management facilities have a risk of explosion, ignition, and dust collection. It’s vitally important to minimise these risks when it comes to reducing insurance premiums. Dust clouds can cause explosions which result in insurable losses as always prevention is key.


Depending on the materials are being handled, it’s important to use monitoring instrumentation to measure levels of various organic and inorganic waste and materials in the facility. A balance between decomposition and safety is necessary for the protection of those involved, and the functions of the waste management facility.

Plant & Machinery

As with any business involving heavy duty machinery, there is always a risk of failure, dirt build up, improper maintenance, or an unforeseen accident leading to a malfunction or breakdown. Any of these can result in an insurance claim depending on your policy coverage.


There are a great many risks associated with the use of conveyors in a waste management facility, including belt slip and misalignment, which can lead to materials being stuck, belts breaking, backed up materials, and more. It’s a critical factor when it comes to negotiating your insurance premiums.

Managing Hot Loads

Smoldering materials, glass bottles, batteries, and more that may be hazardous need to be sorted out quickly. The management plan of hot loads is key to your insurance premium costs.

Let’s Talk

Call our Waste & Recycling Industry expert Cameron Lloyd directly on 0421 783 011 to discuss your business insurance requirements or via email on

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Sawmill Insurance & Timber Industry Insurance

Sawmill Insurance & Timber Industry Insurance

If you own or manage a sawmill you’ll understand that the sawmill insurance is expensive business.

All timber businesses face a number of risk factors that most local businesses may not have to deal with. As a result, it is vital to have all these risk factors covered with a proper business insurance policy.

What is Sawmill Insurance?

Sawmill Insurance coverage is designed to cover risks associated with Timber industry businesses. It includes insurance options that most businesses face, plus options that sawmill businesses must consider.

Who Needs Sawmill Insurance?

Does your company run a fixed or portable sawmill operation? If so, you need insurance that is designed for businesses in the Timber industry.sawmill in

Here are some companies that require coverage:

  • Sawmills
  • Portable Sawmills
  • Timber Treatment
  • Wood Drying Operations Including Kilns
What Kind of Business Insurance Coverage Do I Need?

Most companies will require standard coverage options like:

  • Commercial Property insurance (Fire & Perils)
  • Public & Products liability
  • Motor Vehicle
  • Machinery Breakdown
  • Mobile Plant
  • Business Interruption
What other policy options are available for Timber Industry Insurance?

Depending on the nature of your business, you may need to consider a variety of coverage options, such as:

  • Business Interruption
  • Property Insurance
  • Errors and omissions
  • Increased Liability Limits ($20million – $50Million – $100Million)
How to Get the Best Timber Industry Insurance.

When you take the time to check out many different companies, you will notice differences in coverage options and premiums. In fact, it can be difficult to find the right coverage if you know little about insurance.

That is why it is a good reason to go with professionals like LAI Insurance Brokers.

Our company has vast experience dealing with timber industry insurance and we are not an insurance company. We are an independent insurance brokerage with a long list of insurance partners we deal with to get you the best deal.

Why Insurance Brokers?

When you choose an insurance broker for your insurance needs, you have someone looking out for your interests. Your broker does not work for the insurance company, he works for you.timber stack

You do not have to bother with comparison shopping, as this work is done on your behalf.

Your broker is also there with professional advice on loss prevention.

This can make the difference between success and failure in business.

Your insurance professionals at LAI Insurance Brokers can provide you with affordable priced insurance program and some of the most flexible policies available.

We are here for you all throughout the year and can be one of your most valuable business partners.

Let’s Talk

Contact LAI Insurance Brokers via email now to discuss your requirements or click below.

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Waste Management Insurance

Waste Management Insurance

Waste management insurance is a major expense for companies operating in the waste industry sector right across Australia.

It’s estimated that each person in Australia creates 2.25kg’s of waste material each day, so the industry provides an Waste Management Insuranceessential service to keep the country running smoothly.

Handling the sheer tonnage of the waste materials created is a challenge. The potential hazardous nature creates an unusual potential for catastrophic human, environmental and financial loss.

The waste management industry requires a strong insurance broker relationship that provides support in risk management, loss prevention and market knowledge.

The waste management industry is heavily regulated at federal, state, and local level, so staying on top of legislative and administrative rule changes is key to staying compliant and choosing the right insurance broking partner is vitally important.

LAI Insurance Brokers has the industry expertise and market knowledge to confront the current premium increases the waste management industry is confronting.

Waste Management Insurance Services
  • Property Insurance (Fire & Perils)
  • Environmental Impairment Liability (EIL)
  • Plant Insurance
  • Public Liability
  • Motor Fleet Insurance
  • Mobile Plant
  • Workers’ Compensation
  • Claims Management
  • Marine Transit
Let’s Talk

Call our Waste & Recycling Industry expert Cameron Lloyd directly on 0421 783 011 to discuss your business insurance requirements or via email on

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Tyre Recycling Insurance Services

Shredding move poses problem for Tyre Recycling Insurance Services

Every business needs to keep pace with changes in its market place to ensure its offer continues to meet demand and generate profits. So when a Tyre Recycling Services company decided to switch from tyre baling and move into tyre shredding/recycling, it was made with the future of the business in mind.

“What we didn’t anticipate was the huge hike in our annual buildings insurance premium this decision would cause,” “Quotes came in at over three times what we were originally paying the year before, plus there was a potential requirement of an additional $7,500 for fire alarm and detection systems.

The proposed increase was due to evidence that large stockpiles of shredded tyres can be prone to spontaneous combustion and have resulted in large insurance claims.

Rather than the knee-jerk reaction of their current insurance brokers who had previously arranged cover for the building, he company required a better informed and more considered approach that would protect the business from this risk – and at an affordable cost.

LAI Insurance Brokers already handled a number of risks in the Tyre Recycling Industry so we naturally the client turned to us for help.

“They took the time to understand the issue we faced, and its potential for our company, and applied their experience in finding us a manageable alternative policy. LAI worked quickly, too, which was vital in avoiding any interruption to our business.”

The LAI Insurance Brokers Solution
  • Delivered specialist insurance advice tailored to the needs of the recycling industry
  • LAI have an active network of insurers prepared to look at difficult or unusual risk to source quotes
  • Throughout provided a pro-active, problem-solving approach to a business-threatening issue.
Talk To Us

Talk to LAI Insurance brokers about on Tyre Recycling Insurance Services to see how we can help your business.

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Waste Management Insurance Broker

Choose a Waste Management Insurance Broker who covers the risky business of recycling & Waste

When you’re involved in recycling or waste management, it can be extremely difficult to find someone who’s prepared to insure you. Finding a broker with a good understanding of the sector is key – someone who can minimise the restrictions to your cover while keeping your premiums as low as possible.

What is Recycling & Waste Management Insurance?

Recycling & Waste Management Insurance covers employer’s and public liability, business interruption and assets such as buildings, machinery and stock. A specialist policy will take account of the nature of your business and the risks you’re exposed to.

At Macbeth we work with specialist insurers who provide cover for businesses ranging from recycling stations, car breakers and scrap yards to skip and haulage hire companies and landfill site management companies. We also tailor policies for waste management companies, including those involved in clearing building materials, green waste, metal, glass, plastics, textiles, wood, electronics and domestic waste.

How it protects you
  • Public Liability – your policy covers claims made by members of the public for injuries or damaged property
  • Business Interruption – your gross profit is protected if you’re unable to operate at full capacity
  • Buildings and contents – your cover includes plant insurance and the cost to repair or replace damaged machinery
Why you should consider it
  • Recycling & Waste Management Insurance is important to protect your business assets
  • Having the right cover gives you peace of mind that your income and assets are protected.
  • A specialist policy enhances your professional standing with clients and meets qualification criteria for trade association membership.
  • Many brokers shy away from recycling because they don’t have access to the right insurers.
Talk to Us

LAI Insurance brokers have been helping businesses overcome the challenges of operating in this high-risk sector so we can find the right solution for you.

To discuss your Recycling & Waste Management Insurance options with a specialist Waste Management Insurance Broker email us today.

Contact Us

Insurance Coverage for the Recycling Sector

Insurance Coverage for the Recycling Sector

There are many options when it comes to insurance coverage for the recycling sector so we’ve outlined a few of the key policies we always discuss with our clients.

Public and Products Liability Insurance

Most skip operators and waste transfer stations will be required under the terms of their licences to carry at least $20,000,000 public and products liability insurance.

For skip hire risk the insurers will rate the premium on the number of skips, estimated annual payroll and turnover.

Waste transfer stations are normally rated on the wage roll and turnover. Insurers are now asking for a lot more detailed information on risk management processes, so it is important that this information is kept up to date.

If members of the public have access to the transfer station, insurers are more likely to require that recorded CCTV is in operation as this can assist in identifying and defending personal injury claims.

It is also vitally important that insurers are fully aware of all the business activities undertaken. If an activity is not listed within the business description on the policy schedule it is unlikely to be covered in the event of a claim.

Property and Plant Insurance

Arranging buildings or office insurance for waste transfer stations can be difficult with no more than a handful of insurers willing to provide quotations.

Providing insurers with as much information is the key to obtaining the most competitive rate.

We always ask for key details like how far is the nearest fire station and what fire protection is installed onsite.

Companies which operate excavators, loading shovels, trommells, shredders and other plant associated with sorting and segregating waste, may well benefit by arranging cover for these items under a specialist plant insurance policy. If trommells are fitted with an automatic fire detection system a more competitive premium can normally be obtained.

Management Liability Insurance

Protecting the directors and key employees against their liability in running a business, is often neglected. Management liability will cover the legal cost and settlements if a director or key employee is sued personally as a result of their actions when running the day to day business activities.

A typical example would be a claim made by the Worksafe if there is a breach of OH & S legislation.

Environmental Impairment Liability

This relatively new cover that responds to EPA & Government legislation that exposes companies to the cost of clean-up following a pollution incident. It covers historic or gradual pollution and the costs of clean-up to soil and waterways.

Waste transfer stations have an increased risk exposure and therefore it is recommended that insurance cover is put in place in respect of sudden and accidental and gradual pollution.

If you would like further information on Insurance Coverage for the Recycling Sector and advice please contact our waste industry expert Cameron Lloyd on 0421 783 011 or via email

Sawmill Insurance

Sawmill owners and operators present a fairly intense challenge for insurers. The industry has a reputation for being less than perfectly safe, the work depends heavily on hard wearing equipment, and the product is liable to all sorts of damage if stored poorly.

But getting the protection you’re after doesn’t have to be a battle. And you as a sawmill business operator don’t have to find yourself having repeated conversations about the lengths you go to ensuring the safety of your workers and your product. 

You can choose to work with LAI Insurance Brokers. 

Insurance for sawmill companies

LAI Insurance Brokers is home to a team of insurance professionals that understand how to get the best for you and your business. We have a wealth of experience in developing comprehensive insurance solutions that help provide niche businesses with the cover they need – including those that might be deemed a high-risk occupation.

We’ve helped sawmills, timber yards and a variety of other building product manufacturers develop the cover they need to push forward with confidence. Our vast industry knowledge in insurance for building products, sawmills and the timber industry, enables us to provide our clients with a wide array of insurance alternatives covering their broad risk exposure.

We can offer a number of policy coverages with our program that can include:

  • Sawmills
  • Timber Yards
  • Cabinet Manufacturing
  • Plywood and Veneer Manufacturing
  • Door Manufacturing
  • Truss and Laminated Beam Manufacturing
  • Furniture Manufacturing
  • Laminated Wood Products
  • Logging
  • Timber Mills
  • Woodchip Mills
  • Flooring Mills
  • Dry Kilns
  • Wood Preservers and Pressure Treating Facilities
  • Building Material Retailers & Wholesalers
  • Timber Processing
  • Portable Sawmills

Work with LAI Insurance Brokers

Whether it’s fallen timber stacks, malfunctioning machinery, or a fire that destroys your stock – there’s plenty to consider. But all that means is that you have to be circumspect where you can to bring your insurance premiums down to a manageable

LAI Insurance Brokers is home to a team that can help you account for these risks – and develop the cover you’re looking for when it comes to ensuring the ongoing viability of your sawmill business.

Let’s Talk

Contact LAI Insurance Brokers to discuss your needs and let us find the solution for your business.

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