Plant & Machinery Insurance

LAI Insurance Brokers is where you can find support in developing the protection you want for your business. We provide specialist insurance advice and support to businesses of all shapes and sizes, and we know that we can help you find and implement the cover you need.

Logistics, manufacturing and construction businesses all across Australia rely heavily on their plant and machinery. But so many of these businesses are leaving themselves open to the risks of breakdowns and equipment malfunction. Plant and machinery related insurance policies are a way of insulating your business from the cost associated with unforeseen issues like this.

If you’re looking for support in developing a better standard of insurance protection for your business, don’t hesitate to reach out to us today. Leave your details with us via the contact form and we’ll get back to you shortly.


    Insurance for the plant and machinery you rely on

    Whether it’s transport and logistics, manufacturing or the trades, if you rely on your plant and machinery to get a job done, you’re exposed to the risk of that machinery breaking down, being stolen, or simply not performing as it should. Rather than having to simply accept that risk, we encourage you to consider implementing insurance cover to account for it.

    LAI Insurance Brokers are here to help you find and implement the policies that you need to help account for any unexpected mishaps. We’ve helped clients of all shapes and sizes develop effective insurance cover for their:

    • Forklifts and material transport equipment
    • Drilling and earthmoving equipment 
    • Concreting and construction plant
    • Packaging machines and assembly lines
    • Agricultural equipment, and more!

    The cost of unplanned downtime or theft can be huge – and no two businesses are ever entirely alike. The team here at LAI Insurance Brokers can help you assess the unique risks you face as a business and find policies and insurance providers that match what you need to keep pushing forward.

    Work with LAI Insurance Brokers

    For professional help and ongoing support, you can’t look past LAI Insurance Brokers. Our team are here to help you generate a more steady and reliable mode of operation for your business – one that sees you provided with the support of effective and comprehensive plant and machinery insurance policies.

    Reach out today to start the conversation with our team.

    GET AN INSURANCE QUOTE

     

    Machine for land moving

    Trade Insurance

    Running a business of any kind takes plenty of work. But when you’re a working tradesperson who’s on the tools and handling the admin after hours – you can fast run out of time to look beyond invoicing and basic bookkeeping. At LAI Insurance Brokers, we pride ourselves on being the insurance specialists to turn to when it comes to finding effective business insurance and policies that work for you and your trades business. 

    What we can do for you is help you determine the best path forward for you and your business. We can help you develop the cover you need and help keep your regular premiums low. For professional guidance on getting the insurance cover you need, and support if it ever comes time to make a claim, reach out to the team at LAI Insurance Brokers today.


      Effective insurance cover for tradespeople

      Working tradespeople face a broad range of personal safety and business risks in the course of their work. Despite that, it isn’t common that insurance providers do the work to make their policies easy to understand and implement. LAI Insurance Brokers is a team set about smoothing the path to effective insurance cover. 

      We don’t work for any of the providers that we connect our clients with. Rather, we work for you, helping you understand both the details and the big picture of developing effective insurance cover for your business. For trades clients from plumbing, carpentry, electricians, and more niche lines of trade work like boiler making and more, we can help you protect your business in the event of equipment malfunction and theft, business interruption, public liability claims, and more.

      Reach out to LAI Insurance Brokers today!

      LAI Insurance Brokers is home to a team of insurance specialists that have a wealth of experience helping working tradespeople develop the insurance cover they need. We offer quotes as well as a range of specialised insurance support services that ensure you’re never left without the support you need to keep your business and your livelihood up and running.

      We provide our services far and wide across Australia. Whether you’re a trade client in Melbourne, Geelong, Sydney, Brisbane, Hobart and Canberra or anywhere else, we’re the team for you. So, if you are looking for affordable, reliable and all-inclusive cover for your business, get in touch with the team here at LAI Insurance Brokers today for a quick and obligation free online quote. 

      You can reach out today by filling out the contact form below or emailing us at admin@laib.com.au.

       

      tradesman on site

      Motor Wreckers Insurance

      LAI Insurance Brokers is where you’ll find targeted and effective insurance solutions to meet the specific needs of your business. We don’t sell off-the-shelf insurance products, as we’ve found these typically leave our clientele open to all sorts of problems that are readily accounted for.

      We have a wealth of experience in developing insurance solutions for a variety of small businesses. We’ve helped businesses in the recycling industry, waste management, and even sole proprietor plumbing businesses develop their understanding of what they need. Providing a platform to help them get the cover they need, without the guesswork and uncertainty.

      Work with Insurance Brokers that Understand the Motor Wrecking Business

      The team at LAI Insurance Brokers have a wealth of experience to draw on in developing the cover your business needs. We know that motor wrecking is a trade that brings with it plenty of unique risks, and we’re here to help you navigate those safely. Our guidance, and your knowledge of how your business operates, will make it easy to find the policies that work for you. 

      GET STARTED WITH LAI INSURANCE BROKERS 

      If you’re in search of a way to ensure that your business has the cover it needs – look no further than the team at LAI Insurance Brokers. Whether you’re just setting out to get your business covered, or you’re looking to make a move away from a policy that no longer serves you – we’re the team to look to. 

      We have offices in Melbourne, Brisbane and Gisborne – but we work with small businesses of all kinds all across Australia. Get in touch with us today to get started on developing the insurance cover that will see your business protected, and you afford the peace of mind that comes with knowing you can handle anything. You can reach out today by filling out the contact form below or emailing us at admin@laib.com.au.

       

      motor wrecker insurance

      Plumbing insurance

      Risk Management

      LAI Insurance Brokers work closely with risk auditors and insurers to maintain a competitive insurance offering that assists in keeping your plumbing insurance costs under control.

      Plumbing insurance

      Claims

      We have developed outstanding relationships with expert claims advocates we always work in your best interests to ensure a positive outcome for your business in the event of a major loss.

      Plumbing insurance

      Let’s talk

      Call our Motor Wrecker Insurance Industry expert Cameron Lloyd directly on 0421 783 011 to discuss your business insurance requirements. You can also contact Cameron via email on cameron@laib.com.au

      Plumbers Insurance

      Whether you’re leading an established plumbing business, or you’re just getting started – the team here at LAI Insurance Brokers are here to help small to medium business owners like yourself. We can help you find the insurance policies that will provide you, your workers, and your clientele with the peace of mind you need to work at your best and mitigate the risk of any setbacks. 

      Plumbing Insurance Made Easy

      Virtually any business owner will have things felt they could have done better when setting up their business. Ask enough people and you’ll find that most of those things will have something to do with their management of risk. But there are some common causes for that experience.

      Generally speaking, many business insurance brokers are not set about making their products easy to understand. Couple that with the conditions that make your business unique, and you’ll see why most plumbing business find the topic of their insurance cover headache inducing.

      We’re here to help you navigate the complexities of getting the cover that suits your small to medium sized plumbing business. Providing you with the opportunity to buy insurance online and eliminate the running around that often comes with insurance for small businesses.

      Public Liability Insurance for Plumbers in Melbourne and Brisbane

      No two businesses are alike – but small to medium businesses in industries as diverse as waste management to retail all have to grapple with the question of public liability. Small to medium plumbing businesses aren’t the exception. We’ve helped plumbing businesses like yours in both Melbourne and Brisbane develop the public liability cover they need. 

      The team here at LAI Insurance Brokers can assist you in understanding the conditions specific to your business and how you’re best served by policies on the market. We work for you, the client, not the insurance agencies – because that’s how we ensure that our clients get the best result and the cover they need.

      Get in Touch

      Don’t hesitate to get in touch with the team at LAI Insurance Brokers. You can reach out today by filling out the contact form below or emailing us at admin@laib.com.au.

      plumbers insurance

      Plumbing insurance

      Risk Management

      LAI Insurance Brokers work closely with risk auditors and insurers to maintain a competitive insurance offering that assists in keeping your plumbing insurance costs under control.

      Plumbing insurance

      Claims

      We have developed outstanding relationships with expert claims advocates we always work in your best interests to ensure a positive outcome for your business in the event of a major loss.

      Plumbing insurance

      Let’s talk

      Call our Plumbing Insurance Industry expert Cameron Lloyd directly on 0421 783 011 to discuss your business insurance requirements. You can also contact Cameron via email on cameron@laib.com.au

      Wineries and Vineyards Insurance

      Winemakers are some of the most passionate business owners you can find. And that makes sense when you consider how complex their business is. Wineries and vineyards are complex to run, they require deep investments and can be unforgiving should anything unexpected take place.

      Understanding how you can protect those investments is where the team at LAI Insurance Brokers comes in. We’re specialists in helping niche operators within nuanced industries develop the insurance cover they want for their businesses – and we can do the same for you.

      We have worked with winemakers, wineries and vineyards (and beer brewers as well) to generate bespoke and targeted insurance coverage that gives operators peace of mind, without any unnecessary expense. We can help you and your business navigate the process of getting your winery or vineyard covered.

      Insurance for wineries and vineyards

      Depending on your business model, your winery or vineyard will have some inherent risks attached. The most common are those that are entirely outside a winemaker or winery owner’s control. Unfavourable weather conditions alone can render a crop or vintage too damaged to harvest, and disastrous conditions like fire and flooding can damage vines or irrigation channels.

      But not every challenge originates from the weather. There are also a huge range of potential risks that wineries and vineyards face in their day-to-day operations. Whether they are as ‘simple’ as equipment trouble, or as complex as those perhaps relating to your logistics and need for cold storage.

      Get the help of experience insurance brokers

      The Australian winery and vineyard insurance marketplace is crowded, yet it is often difficult to get reliable insurance information. Making informed decisions is a function of the quality of the information you have access to – and that is where LAI Insurance Brokers come in.

      When you talk to LAI Insurance Brokers, you can feel confident that we provide you with the facts, knowledge and a complete insurance package that protects against the risks your business will encounter. The team at LAI Insurance Brokers can help you develop cover for:

      • Property (Including Plant Machinery, Contents & Stock)
      • Winery & Winemakers Liability
      • Business Interruption
      • Transit Insurance Coverage
      • Crop Insurance
      • Professional Indemnity for Contract Winemakers (Including Errors & Omissions)

      Get in touch with the team at LAI Insurance Brokers

      For a detailed approach to developing the insurance cover you need – look to the team at LAI Insurance Brokers. We don’t just offer you an insurance quote, we offer you peace of mind. We will customise an insurance package that meets your budget and covers your business so that you can feel confident about the future and focus on what you do best which is making great wine!

      If you’d like to find out more, please don’t hesitate to get in touch! Call us on 0421 783 011 or email cameron@laib.com.au for a free assessment of your business insurance requirements and a competitive quotation offering.

      We don’t just offer you an insurance quote, we offer you peace of mind.

      If you would like a quotation for your Winery or Vineyard please call us on 0421 783 011 or email cameron@laib.com.au for a free assessment of your insurance requirements and a competitive quotation offering.

       

      Vineyard image

      Food Manufacturers Insurance

      Food manufacturing businesses face a range of unique demands. With the need to operate at pace while maintaining standards, and the continual need to comply with stringent health and food safety requirements – there is plenty to consider. And that’s all before you get into logistics and cold storage.

      Despite the control that your organisation might have over each aspect of your business – there are usually a host of challenges that cannot be handled without slowing down or sacrificing productivity. Even with all the appropriate measures in place – the peace of mind that comes with comprehensive and targeted insurance cover is hard to match.

      Tailored insurance for food manufacturers

      LAI Insurance Brokers can offer a tailored insurance solution for your food and beverage manufacturing business. Whether it’s mass-produced food, or your operating adjacent to breweries, wineries and vineyards – we offer a way to ensure that your processes, your products, and your business more broadly are all covered – without spending more than you need to.

      We can offer a number of policy coverages with our program that can include:

      • Property (Including Buildings, Plant Machinery, Contents & Stock)
      • Product Recall
      • Business Interruption
      • Transit Insurance Coverage
      • Public & Products Liability
      • Industrial Special Risks
      • Machinery Breakdown (Including Stock Deterioration/Loss)

      Insure your food manufacturing business with the help of LAI Insurance Brokers

      The Australian insurance marketplace can be difficult to navigate. It’s often difficult for food manufacturers to get reliable information on the insurance policies they’re considering before having to make a commitment. But the team at LAI Insurance Brokers can help you combat that.

      When you talk to LAI Insurance Brokers, you’re dealing with a team that has a wealth of experience in developing complete insurance packages for clients of all shapes and sizes. We have the experience and expertise to assist you in making informed decisions about insurance for your food business and the risks you face. With our services, you can rest assured that you’re covered by policies that address the risks and challenges you face – while also not breaking the budget to get it.

      If you’d like to find out more, please don’t hesitate to get in touch! Call us on 0421 783 011 or email cameron@laib.com.au for a free assessment of your business insurance requirements and a competitive quotation offering.

       

      Supermarket

      Insurance for Breweries

      LAI Insurance Brokers is home to a team of insurance professionals that know how to get to the heart of protecting niche businesses. Our years of experience in developing targeted and comprehensive cover for business all across the spectrum has given us the 

      Breweries accompany wineries and vineyards, food manufacturers, and even cold storage and logistics companies in a range of common challenges. Whether it’s compromised shipments, accidents at key sites, or even fire and flood related damage – there’s plenty to consider.

      LAI Insurance Brokers offer a way of ensuring that your choice of insurance is both targeted and comprehensive. We can customise a craft brewery insurance package that meets your budget and covers requirements so that you can feel confident about the future and focus on what you do best which is brewing great beer!

      Secure the future of your brewery with LAI Insurance Brokers

      Breweries bring with them a range of complicating factors that need to be looked at. And similarly, not every brewery operates in the exact same way. Taking the time to develop an in-depth understanding of exactly the sorts of challenges you might face is essential. As it might become the deciding factor in the success of your brewery or beer distribution business.

      We can offer a number of policy coverages with our program that can include:

      • Cover for stock claims including contamination, spoilage and leakage.
      • Policy coverage to automatically include alcohol under stock coverage.
      • We offer a clear basis of settlement for stock losses including Beer.
      • Excise duty policy coverage where the duty can’t be recovered from the ATO after a loss.
      • Market leading premium quotations.

      Insurance for breweries and brewers in Australia

      The craft brewery market in Australia is a crowded one. Yet it is often difficult to get reliable insurance information that allows you to make informed decisions affecting your craft brewery’s future. When you talk to LAI Insurance Brokers, you can feel confident that we provide you with the facts, knowledge and insurance know-how to help you plan for your brewery’s growth.

      We don’t just offer you an insurance quote, we offer you peace of mind. And if you’d like to find out more, please don’t hesitate to get in touch! Call us on 0421 783 011 or email cameron@laib.com.au for a free assessment of your business insurance requirements and a competitive quotation offering.

      LAI Insurance Brokers are an authorised representative of United Insurance Group who are a member of Steadfast

       

      Breweries plant

      Insurance for Small Business

      Having adequate insurance coverage is one of the most fundamental prerequisites for a successful business. After all, there is so much to protect – from buildings, business profits to liabilities, business insurance provides dependable protection from a wide range of risks and uncertainty.

      PROTECT YOUR SMALL BUSINESS WITH THE HELP OF LAI INSURANCE BROKERS

      Here at LAI Insurance Brokers, our services can help reduce the financial uncertainty surrounding your business. It also helps safeguard the livelihood of your workforce. Our specialised insurance experts carry out in-depth assessment of inherent risks and claims. This helps us provide you a superior cover, also offering you the ability to pick and choose parts of the cover based on individual business needs.

      Our business insurance brokers are based out of Melbourne, Brisbane and Gisborne – but we work with clients situated in Geelong, Sydney, Hobart, as well as Canberra. These insurance experts understand the needs of small and medium-sized businesses. This helps us ensure that your policy includes everything you need to run a superior operation. So when we assist you, or talk with the Underwriter on your behalf, rest assured that you are getting the absolute best business insurance services.

      GET STARTED WITH LAI INSURANCE BROKERS 

      If you’re in search of a way to ensure that your business has the cover it needs – look no further than the team at LAI Insurance Brokers. We can help you generate solid and affordable insurance cover – whether it’s in the recycling industry, or you’re a plumber looking to get your small business covered.

      Get in touch with us today for an in-depth quote for business insurance. And for any questions or enquiries that you might have, don’t hesitate to get in touch. You can reach out today by filling out the contact form below or emailing us at admin@laib.com.au.

       

      Insurance

      Cold Storage and Logistics Insurance

      Logistics businesses of all shapes and sizes face a host of challenges. There’s the huge pressure of ensuring that everyone is effectively coordinated, the responsibility you bear for the things you’re moving, and managing client relationship on top of all that. But if your logistics operation is in the business cold storage and transport – you’ve got another layer of complexity that spans across virtually every aspect of getting the job done. 

      Finding insurance that covers what needs covering (but doesn’t break the budget) is a challenge for operations as unique as those in the cold storage and logistics industries. But LAI Insurance Brokers is where you can find a team that knows how to get that done. We can assist you in developing the insurance cover you need specifically because we aren’t the insurance company – we’re the brokers that have the experience and expertise to help you get the best out of those providers.

      Common avenues of risk for logistics and cold storage companies

      We understand the various risks concerning cold storage and logistics companies. These risks pose a substantial cost to businesses of all shapes and sizes. From food manufacturers through to breweries, wineries and vineyards and more.

      Additionally, the industry has a limited number of insurance providers because of the inherent risk of the transport sector combined with EPS cold storage construction.

      We specialise in an array of sectors within transport and logistic industry areas including cold storage, transport, cold chain logistics, food processors/manufacturers, refrigerated transport, local transports, truck insurance and general transport operators.

      Get the best insurance cover for your logistics and cold storage business

      The team here at LAI Insurance Brokers have a wealth of experience in developing targeted insurance cover for niche businesses. We the knowledge and expertise on hand to assist logistics and cold storage companies like yours get the best outcome.

      We provide our clients with the expertise and support they need in making targeted decisions about their insurance cover. Further, we do it for niche clients all across Australia. So, whether you’re operating locally, or operating in Adelaide, Brisbane, Melbourne, Geelong, Sydney, Newcastle, Perth, Hobart and Canberra LAI is perfectly placed to assist you and your logistics business.

      Get in touch with LAI Insurance Brokers

      When you choose LAI Insurance Brokers , you gain access to complete, result-oriented insurance solutions covering all aspects of the transport & logistics industry.

      If you would like a quote or general information, please contact Cameron on 0421 783 011 or cameron@laib.com.au.

       

      Storage rack

      Caravan Industry Insurance

      Whether you’re engaged in retail sales or you’re a caravan manufacturer, LAI Insurance Brokers is the team to turn to for help finding the insurance solutions that work for your business. We offer professional caravan industry insurance quotes from Australia’s leading insurers – but importantly, we don’t work for them. Our point of difference is that we work for you, the client, helping you ensure that you’re never paying more than you have to for the peace of mind that comes with a well thought out business insurance strategy.

      Work with LAI Insurance Brokers to Protect your Business in the Caravan Industry

      We see too many retailers, manufacturers and related businesses in the caravan industry taking on undue risk in their operations. A business insurance policy that is chosen specifically to meet your needs as a caravan retailer, manufacturer or related business is imperative to protect your business from accidental damage, including theft, fire, water damage and much more.

      Our extensive experience and expertise in insurance brokerage has seen us develop strong ties with all the leading insurance companies in automotive and caravan insurance. These connections are a big part of how we ensure that we’re getting the best result possible for each of our clients. We are an independent insurance broker – which means that we work on your behalf, not for the insurance companies. You can expect a quality insurance package with the best value when dealing with LAI Insurance Brokers.

      Get in touch with LAI Insurance Brokers today!

      The team here at LAI Insurance Brokers provide each and every one of our clients with a comprehensive and personalised business insurance solution that is designed specifically for their needs. We know that a well thought out business insurance strategy is essential for businesses at virtually every step of their development.

      Get in touch with us today to get started on developing the insurance cover you want for your business. We have offices in Melbourne, Brisbane and Gisborne – but we work with small businesses of all kinds all across Australia. 

      Contact Cameron on 0421 783 011 or via email cameron@laib.com.au to get your quote today.

       

      Caravan